There are a lot of benefits to belonging to a financial cooperative such as Community Financial Credit Union. Here are a few:

• Member/owners control the direction and policy of the credit union.
  
• Because the credit union's primary motive is to serve its members - not to earn a profit - fees and other service costs are kept to a minimum.
  
• Net profits - after reserves and expenses - are returned to members in the form of dividends and services.
  
• Members have a variety of savings and investment options at competitive rates.
  
• Members have peace of mind because deposits are federally insured by the National Credit Union Administration (NCUA).
  
• Members can choose from a variety of loan options at competitive rates and terms.
  
• Savings, life, and loan protection insurance are available to members at competitive rates so you gain financial security.
  
• Payroll deduction is available to members who are employed at a participating company. This makes saving easy and loan payments hassle-free!

Use our other convenient services such as MemberConnect our 24-hour telephone teller, ATM cards, American Express Traveler's Cheques, discount amusement park tickets and much more.

Anyone in our field of membership is eligible to join and enjoy the full privileges of credit union membership. Membership is open to 1) employees* (current and retired) of select employee groups and 2) anyone who works or resides in the following counties in Missouri: Christian, Dade, Dallas, Greene, Lawrence, Polk, Stone, Taney and Webster.

*The Credit Union also serves the employee's family members including spouse, children, stepchildren, sons and daughters-in-law, parents, mothers-in-law, fathers-in-law, brothers, sisters, brothers- and sisters-in-law, grandparents and grandchildren, aunts, uncles, nieces, nephews and cousins.

Becoming a CFCU member is easy! Simply deposit at least $5 into a Share (savings) account.

To get an Application for Membership call or stop by one of our offices or download and print an application. We will need a photo ID (valid drivers license or state ID card) and your social security card (if your social security number is not on your photo ID). If you are mailing your application, please include a photocopy of the applicable cards.

To get a select employee group application simply call or stop by our main office or download and print an SEG application.

You may e-mail the Marketing/Business Development Department directly at cuinfo@communityfinancial.org.

Once your membership is established, you'll be eligible to enjoy the full range of services available. And, a member in good standing may remain a member for life--even if they move or change jobs.