Community Financial

as of 11/23/11
subject to change without notice

Dividend Rates

VEHICLE LOANS
LOAN TYPE	RATE as low as	APR*
New vehicles	2.49%	2.732%
Used vehicles (models 9 years or newer)	3.19%	3.433%
Motorcycles	2.49%	2.732%
Boat/RVs	3.74%	3.983%

OTHER SECURED LOANS

LOAN TYPE	RATE	APR*
Share Secured	5.00%	5.150%
Certificate Secured	Certificate APY + 2% (5% minimum rate)

UNSECURED LOANS

LOAN TYPE	RATE as low as	APR*
Unsecured	10.40%	10.650%
Holiday Loan Special	3.44%	4.990%

CREDIT CARDS

LOAN TYPE	APR*
Preferred Member Visa	13.9%
Platinum Visa	9.9%
Share Secured Visa	15.9%

Important Information for Credit Card Applicants

* APR = ANNUAL PERCENTAGE RATE. The annual percentage rate is based on a $10,000 loan with a $25 origination fee. APRs will be calculated individually based on each loan application. Rates are subject to change and based on applicant credit. 'As Low As' rates differ based on length of new auto loan term and/or minimum balance requirement. Lowest rates apply to 24 month term.

Home Loan
OPTIONS
as of 11/1/10
subject to change without notice

HOME EQUITY LINES OF CREDIT
(Adjustable Rate)

APR as low as*	Points
5.00%	0

SECOND MORTGAGE
(Fixed Rate)

APR as low as*

5.922%

* APR = ANNUAL PERCENTAGE RATE - Rates are subject to change and based on applicant credit.
Available to Missouri residents only.

Here are a few of CFCU's Mortgage Loan Program options:

Conventional Mortgages
FHA
VA
Investment Property Loans
Second Mortgages
Home Equity Lines of Credit

Find out more details by visiting one of our offices, send us an email or, call the CFCU Mortgage HOTLINE at 417.851.1430. You can get the process started by dowloading and completing our Home Loan Pre-Qualification Questionnaire

Disclaimer: Loans are secured by real estate and are available to members who reside in Missouri and Arkansas. Loans issued subject to credit review. Some restrictions may apply. Rates shown are for information purposes only and are subject to change without notice.

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