Regular Checking

High Yield eChecking

Fresh Start Checking

Switch Kit Makes Moving Your Checking Account to CFCU Easy!

Checking Extras

Just look at the advantages of a credit union checking account:

• No monthly service charges or per-check fees.
• Dividends earned on accounts with average daily balances of $1,000 or more.
• Overdraft protection is available.
• As an added measure of protection to your personal checking account. Courtesy Pay* may cover your insufficient funds checks, up to your approved limit, for one low fee per covered overdraft transaction.
• Payroll deduction/direct deposit accepted from participating employers.
• Personalized duplicate style checks allow automatic, on-the-spot record-keeping.
• Automatic check safekeeping.
• Itemized monthly statements.
• Visa Check Card available for check-free convenience at participating merchants or use it as an ATM card at participating ATMs.
  • Up to 12 free withdrawals per month at any CO-OP, Cirrus, Pulse, Plus, or Visa ATM.
  • Pay for goods and services wherever Visa is honored - over 12 million merchants worldwide
    
  • Get cash or make other transactions at ATMs
  • Get cash advances at financial institutions around the world
• Easy ATM card access with up to six free withdrawals per month at any CO-OP, Cirrus, or Pulse ATM.
• No regular minimum balance required.

*Subject to approval and/or eligibility.

Make the most of your money with a CFCU High Yield e-Checking account.

Benefits

• No minimum balance
• No monthly service charges or per check fees
• Access your account anytime, anywhere via Online Teller, Free Visa Check Card® or by phone
• Free Bill Pay and free online check images
• Courtesy Pay overdraft coverage

Plus, when you meet the account requirements you'll receive these additional benefits:

• High-yield earnings on balances up to $10,000* View Current Rates
• Foreign ATM fee refunds up to $10 per month**

It's Easy to Qualify - just use these services monthly:

• Have direct deposit or payroll deduction deposit made to your High-Yield e-Checking account
• Receive e-Statements
• Complete at least 15 signature-based Visa® Check Card transactions (ATM and PIN transactions excluded)
• Monthly Online Teller Login
• Maintain valid email address

Safe and Secure - Remember that your deposits at CFCU are federally insured up to $250,000 by NCUA.

Want to know more? Check out the High Yield eChecking Frequently Asked Questions.

*Qualifying accounts will earn the High Yield Rate, on balances up to $10,000 and the Standard Rate, on balances over $10,000. Non-qualifying accounts will earn the Non-qualifying rate.
**Member must present original receipt to claim the surcharge reimbursement within 60 days. Eligibility required. Contact us for complete details. See the full disclosure.

Past checking problems?
Fresh Start Checking is for you!!

The Fresh Start Checking Account Features:

• Unlimited withdrawals
• No minimum balance
• ATM card (available after 30 days with no NSF activity or any new ChexSystem records and $100 balance)
• Visa Check Card available after six months on accounts with no NSF activity.
• Overdraft Protection from primary share account
• Courtesy Pay may be available after one year of satisfactory usage.

*Restrictions apply. Ask for details today!